Imagine opening your mortgage simulation and seeing a number that changes everything: key interest rate at zero. Neither positive nor negative for most deposits, with some nuances for banks and large accounts. This decision by the Swiss National Bank (SNB) directly affects your choices for buying, selling, or investing in real estate. But what does this rate really mean, and how does it translate on the...
Purchase
Have you ever imagined sipping your morning coffee facing the Pacific, or a villa immersed in the jungle just steps from a secret beach? Costa Rica is attracting more and more Swiss buyers thanks to its stability, its climate, and a market that remains transparent. Good news: becoming a property owner is open to foreigners (with a few nuances in maritime zones). And once you know the steps, it’s simpler...
Le Panama séduit chaque année un nombre croissant d’investisseurs et de particuliers étrangers, attirés par sa stabilité économique, son régime fiscal favorable et sa politique d’ouverture envers les acheteurs internationaux. Situé au carrefour des Amériques et bénéficiant du Canal de Panama comme moteur économique, le pays est devenu une destination stratégique non seulement pour les...
The LFAIE (Federal Act on the Acquisition of Real Estate by Persons Abroad) strictly regulates the purchase of real estate in Switzerland by non-residents. It monitors and limits these acquisitions to protect the local market. As a foreign investor or resident, you need to be aware of these rules to avoid any obstacles or penalties. In this article, we explain how the LFAIE works, its concrete impact...
